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Nextage Realty Professionals

Who’s the seller? Homeowner or bank on a short sale?

By Jerry Cecil, on June 24th, 2009

Who's the Seller?

I’m working on a short sale listing and the homeowner is in the midst of filling out the listing paperwork and was confused on why they were filling out the paperwork if the bank was the seller.  

This is a normal question and one that comes up especially when the homeowner comes to the [...]

Posted by Jerry Cecil June 24, 2009, 2:02 pm

Short sale or foreclosure and your credit score

By Jerry Cecil, on February 12th, 2009

Short Sales Tips

As many homeowners are facing tough decisions on what to do with their homes, many are being forced to consider which is worse for your credit score, a short sale or a foreclosure.

According to the folks over at the Fair Isaac Corporation, FICO, as we know them, there doesn’t seem to be much of a [...]

Posted by Jerry Cecil February 12, 2009, 9:56 am

Foreclosure or Personal Bankruptcy?

By Jerry Cecil, on January 17th, 2009

Bankruptcy or foreclosure  That’s the sad question that many homeowners in the Prescott Arizona area are facing these days.  Unfortunately, the answer is not a simple one.

Are your trying to save your home or your credit score?  If your are trying to save your home and if  you have managed to stay current on your mortgage payments but [...]

Posted by Jerry Cecil January 17, 2009, 9:55 am